Vehicle Purchase

Consumer Affairs · English ↔ Chinese · 10 terms

• trade-in allowance

  n. phr./treɪd ɪn əˈlaʊəns/

  M舊車折抵金額 / 置換折價

  C舊車折舊抵價額（Trade-in 額）

  The credit value assigned to a customer's used vehicle by a car dealership, deducted from the total purchase price of a replacement vehicle.

  Example
  The dealer offered a four-thousand-dollar trade-in allowance on his older vehicle.

  車行對他的舊車提供了四千澳元的折抵金額。
• cooling-off period

  n. phr./ˈkuːlɪŋ ɒf ˈpɪəriəd/

  冷靜期

  A statutory interval after signing a contract during which a buyer can cancel the purchase without incurring major penalties, subject to certain conditions.

  Example
  In New South Wales, buying a car from a licensed dealer with dealer finance includes a cooling-off period of one business day.

  在新南威爾斯州，透過車行融資向持牌車行買車享有一個工作日的冷靜期。
• dealer charges

  n. phr./ˈdiːlə ˈtʃɑːdʒɪz/

  M經銷商收費 / 車行雜費

  C車行雜費

  Administrative, delivery, or preparation charges added to the vehicle purchase contract by the car dealership.

  Example
  Make sure you check the written breakdown for dealer delivery charges before signing.

  簽約前請務必查看書面明細中是否包含經銷商出車交付費用。
• statutory warranty

  n. phr./ˈstætʃʊtəri ˈwɒrənti/

  M法定保固 / 法定保證

  C法定保養

  Consumer protection mandated by Australian legislation requiring licensed dealers to repair defects on qualifying second-hand cars for a prescribed time or distance.

  Example
  Second-hand cars with under 160,000 kilometres often come with a three-month statutory warranty.

  行駛里程少於十六萬公里的二手車通常享有三個月的法定保固期。
• test drive

  n./tɛst draɪv/

  M試駕

  C試車

  A trial run where a prospective buyer drives a vehicle on public roads to evaluate its condition, comfort, and handling before buying.

  Example
  You must present a valid overseas or Australian driver licence before taking the car out for a test drive.

  在將車開出去試駕之前，您必須出示有效的海外或澳洲駕照。
• holding deposit

  n. phr./ˈhəʊldɪŋ dɪˈpɒzɪt/

  M保留定金 / 預留押金

  C留車訂金

  A sum of money paid to reserve a vehicle while the buyer arranges finance or considers the purchase.

  Example
  He paid a holding deposit of two hundred dollars while his loan application was being processed.

  在處理貸款申請期間，他支付了兩百澳元的保留定金。
• stamp duty

  n. phr./stæmp ˈdjuːti/

  印花稅

  A state government tax payable on the registration or transfer of ownership of a motor vehicle, calculated as a percentage of the vehicle's market value.

  Example
  Motor vehicle stamp duty must be paid when transferring the registration into your name.

  將車輛登記過戶到您名下時，必須繳納機動車輛印花稅。
• hire purchase

  n. phr./ˈhaɪə ˈpɜːtʃəs/

  M租購 / 分期租購

  C分期租購

  A financing arrangement whereby the borrower rents the car from a finance company until all payments are completed, at which point ownership transfers.

  Example
  Under a commercial hire purchase agreement, ownership remains with the lender until the final instalment is paid.

  在商業租購協議下，直到付清最後一期款項前，車輛所有權仍歸貸款方所有。
• payout figure

  n. phr./ˈpeɪaʊt ˈfɪɡə/

  M結清金額 / 還款結算數額

  C供斷贖車數額

  The total amount required to pay off an existing car loan in full, including remaining principal and any early termination fees.

  Example
  Before trading in a financed vehicle, you need to request an official payout figure from your financier.

  在以抵押貸款中的車輛進行折抵前，您需要向貸款機構索取官方的結清金額。
• red-book value

  n. phr./rɛd bʊk ˈvæljuː/

  M紅皮書估價 / 車輛指導估值

  CRedBook 估價

  An industry-standard pricing guide used by Australian car dealers, insurers, and buyers to estimate used car wholesale and retail values.

  Example
  The valuer consulted the RedBook guide to determine a fair trade-in price for the vehicle.

  估價師參考了紅皮書（RedBook）指南，以確定該車合理的舊車折抵價格。

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