- Compulsory Third Party (CTP) insurancen. phr.M強制第三者責任保險C第三者人身意外保險
Mandatory motor vehicle insurance required for vehicle registration in Australia, covering liability for death or bodily injury caused to others in a motor accident. Commonly known as a 'Green Slip' in New South Wales.
Vehicle registration cannot be renewed without valid CTP insurance.沒有有效的強制第三者責任保險，車輛註冊登記便無法續期。 - third party property insurancen. phr.M第三者財產保險C第三者財產保險（三保）
Optional motor insurance covering damage caused by your vehicle to someone else's vehicle or property, but excluding damage to your own vehicle.
He took out third party property insurance to protect himself against multi-vehicle crash claims.他購買了第三者財產保險，以防範多車相撞的賠償索償。 - comprehensive insurancen. phr.M綜合汽車保險C綜合汽車全保
The highest level of motor vehicle insurance, covering damage to other people's property as well as damage to, theft, or loss of your own vehicle.
Although comprehensive insurance has a higher premium, it covers damage to your own car in an at-fault accident.雖然綜合汽車保險的保費較高，但它涵蓋您在過失事故中自身車輛的損失。 - excessn.M自付額C墊底費
The agreed out-of-pocket amount an insured person must contribute toward a claim before the insurer covers the remaining loss. Additional excesses may apply for inexperienced or younger drivers.
Because the driver was under twenty-five, an age excess was added to the basic excess.因為駕駛者年齡未滿二十五歲，基本自付額之上還需加收年齡自付額。 - premiumn.保費
The periodic or annual sum paid to an insurance company in exchange for maintaining insurance cover.
Your annual premium may increase if you make an at-fault claim.如果您提出過失責任理賠，每年的保費可能會上升。 - write-offn.M車輛報廢 / 全損Ctotal loss（報銷）
A damaged vehicle deemed uneconomical or unsafe to repair, categorized as either a repairable write-off or a statutory write-off.
Following the hail storm, the insurer assessed the car as a repairable write-off.冰雹風暴過後，保險公司將該車評定為可修復性報廢。 - Product Disclosure Statement (PDS)n. phr.產品披露聲明
A statutory document detailing the policy terms, inclusions, limits, exclusions, and cooling-off period of a financial or insurance product.
Always check the Product Disclosure Statement for specific exclusions on flood damage.請務必查閱產品披露聲明，了解有關水災損失的具體除外不保條款。 - no-claim bonus (NCB)n. phr.M無索償獎勵 / 無理賠折扣C無索償折扣（NCB）
A discount on insurance premiums granted to policyholders who have not made any claims during previous policy periods.
Maintaining a clean driving record helps you achieve a maximum no-claim bonus.保持良好的駕駛記錄有助於您獲得最高級別的無理賠折扣。 - market valuen. phr.M市場價值C市價
The estimated cost of replacing a vehicle with an equivalent model of similar age and condition immediately prior to an accident, as opposed to an agreed value.
If your policy specifies market value, payout will reflect current second-hand prices rather than a fixed sum.若您的保單約定為市場價值，理賠金額將依據現行二手市價而非固定數額計算。 - agreed valuen. phr.M約定價值C協議價值
A fixed dollar amount agreed between insurer and policyholder upon policy commencement, paid in the event of a total loss regardless of market fluctuations.
She chose agreed value insurance so she would know the exact payout figure if the car were stolen.她選擇了約定價值保險，以便在車輛被盜時能夠確知具體的理賠金額。
This is the read-only list view, for scanning or review.